blah blah finances blah blah

[rmd]

so, i've been pondering my finances lately.

as usual, i'm thinking that i should be saving more money. then again, i suspect that if i could retire this moment i'd still be thinking "man, i should be saving more money. what if..."

i'm thinking about talking to some kind of financial planning type, but haven't done anything about it yet.


[Poll #743154]

if you're local to me and have a financial planner you like, feel free to share the name. i have an irrational aversion to most "hey, talk to our financial planners" offers from amex et al since i pessimistically assume they're going to act in a way that maximizes their happiness in terms of "meeting boiler room quotas" and less to maximize my happiness in terms of "making me a lot of money".



thanks!

Comments

[surrealestate.livejournal.com]

If you invest through, say, your bank's investment services (I happen to have some Citizens accounts and opened a Roth through them a few years ago -- the investment company is separate, but connected), they will likely have someone who will help you figure out where the money goes and deal with paperwork issues and such without taking the sort of fees that (I imagine? I really don't know) a "financial planner" takes.

How much money do they take, anyway?

I pay them something like $20/year, which I know is less than a bunch of other banks around here. Doesn't seem to be a problem, though, given that the first year, I put in $3K and nine months later, it was at $3600.