blah blah finances blah blah
Jun. 6th, 2006 04:16 pmso, i've been pondering my finances lately.
as usual, i'm thinking that i should be saving more money. then again, i suspect that if i could retire this moment i'd still be thinking "man, i should be saving more money. what if..."
i'm thinking about talking to some kind of financial planning type, but haven't done anything about it yet.
[Poll #743154]
if you're local to me and have a financial planner you like, feel free to share the name. i have an irrational aversion to most "hey, talk to our financial planners" offers from amex et al since i pessimistically assume they're going to act in a way that maximizes their happiness in terms of "meeting boiler room quotas" and less to maximize my happiness in terms of "making me a lot of money".
thanks!
as usual, i'm thinking that i should be saving more money. then again, i suspect that if i could retire this moment i'd still be thinking "man, i should be saving more money. what if..."
i'm thinking about talking to some kind of financial planning type, but haven't done anything about it yet.
[Poll #743154]
if you're local to me and have a financial planner you like, feel free to share the name. i have an irrational aversion to most "hey, talk to our financial planners" offers from amex et al since i pessimistically assume they're going to act in a way that maximizes their happiness in terms of "meeting boiler room quotas" and less to maximize my happiness in terms of "making me a lot of money".
thanks!
no subject
Date: 2006-06-07 03:26 am (UTC)I finally wound up with jobs that had 401k plans, and managed to save up about $15K in a few years. Then in 2002 my $15K dwindled and dwindled and dwindled. When it hit $1200 I cashed it out, because I was making $9 an hour, and even taking the hit, the money was worth more to me *now* than it was ever going to be.
Retirement? Financial planning? I worry every day about being able to afford the transportation I need to actually get to my job. My financial plan is "Don't fuck up and you might be able to pay for the telephone *and* groceries." If it weren't for the generosity of friends, I wouldn't have a roof over my head, wheels to get from here to there, let alone these little niceties such as internet access and LJ. My last few years have been... interesting times, to say the last.
When I was a teenager, I watched with bemusement as a lot of my het classmates ran off and got married, and bought into The American Dream of breeding and home ownership. It looked like life-ending material to me. Now those girls are divorced, in their late 30s, re-evaluating their lives, wiser and hotter than they ever were, plus they have the house and their ex-husbands are paying them money for the privilege of banging younger women. Maybe I did it all backwards.
*blink*
Date: 2006-06-07 03:28 am (UTC)